Medicare Supplement ExpertsWhether you are new to Medicare, or you have been on Medicare for some time, and you are shopping plans you are probably facing tough decisions on choosing a Medicare Supplement Insurance Plan. There are a lot of different companies that offer plans and prices vary from company to company. Making the right choice is very important and is not as hard as you may think.
What most people don’t know is “Every Medigap policy must follow federal and state laws designed to protect you, and the policy must be clearly identified as a “Medicare Supplement Insurance.” Medigap insurance companies in most states can only sell you a “standardized” Medigap policy identified by letters A through N. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it. Cost is usually the only difference between Medigap polices with the same letter sold by different insurance companies.”*
That simply means all companies are required to sell the same plans but the price can be different. Eldercare Insurance Services is an independent insurance agency. We work for our clients. We are appointed to sell different companies, and that allows us to shop the insurance market so you don't have to.
Whether you are looking for Medicare Supplement, Life Insurance, Burial and Final Expense Insurance, Annuities, Part D, or Long Term Care; we are your one stop shop for all your senior products. Even if you just want us to review your current coverage, we are here for you.
Give one of our Agents a call at 800-999-7340. Our time is free, and you might save hundreds on your insurance
Why should you choose a Medigap Policy?That is a great question, people who buy Medicare Supplement Policies buy them for the peace of mind of knowing what their medical expenses will be every month; there are no surpises.
With certain Medicare Supplement Policies you get:
- 100 percent coverage on all Medicare approved charges, 100 percent coverage
means that there are no doctor bills for you to pay
- No Networks, you can go to any doctor and any hospital, you are in control of
who you see and what faciltiy you go to
- No deductibles or co-payments
- Automatic claims filing, you never have to fill out any claims paperwork
- Guaranteed Renewable for life, you can never be cancelled and your rates will
not go up due to health
- No pre approvals or referrals required to see specialists
- No wating period if you are replacing coverage, this means that any pre-exsisting
condtions are covered from the day your coverage starts